They are unsecured loans and work to a fixed repayment schedule of small repayments that lasts no longer than one year, and can be repaid early without penalty. Quickcash personal loans may be used to consolidate other smaller loans, meet a temporary cash shortfall, cover travel arrangements, or support a larger purchase, such as a car.
Applying for a Quickcash personal loans is easy. Use the online application form on our site, and simply select the amount you wish to apply for. The slider provides a good indication of how much the individual repayments will be, whether they be weekly, fortnightly or monthly. The repayments are designed to coincide with the dates on which you are paid over the term of your loan.
Completing your application will only take a few minutes, and a quick decision to approve your personal loan will follow. We understand that you want to know the outcome of your application, and have the funds deposited in your account as soon as possible. This may take only a few minutes, depending on who you bank with. Make sure you have your bank details, email and mobile phone number at hand, as we will need these during the application process.
Quickcash Loans range from $200 to $2,000. The cost of your loan will depend on the amount you borrow and the length of time you borrow it for. This is disclosed to you in the loan contract, before you decide to borrow, as well as any other charges that may apply in the future, such as late payment fees. There is more on this in our FAQ page.
One of the main factors in assessing your loan application is to make sure that your repayments are affordable to you payday loans Waverly. A lot can happen over a year and this is one of the keys to responsible lending. If the amount you apply for is considered too large, our assessment team is flexible, and will be able to provide you with a lower amount on easier repayment terms. Once you have repaid your loan you will have a track record with us that we can use to favourably assess any subsequent applications.
Successful Quickcash personal loan customers are full-time employed and have stable and regular incomes and their credit history is not bad. A credit check will be performed to verify this. If the majority of your income is from government benefits, you will not qualify for a Quickcash Loan, no matter what the size. There are other specialist credit providers that service that demand.
Apply for a Personal Loan
Once you have a personal loan with Quickcash, keeping a track of your loan balance and repayment schedule is easy, via our customer portal. Simply Login to see your history and manage your account details. If you have any queries you can call our office on 1300 271 902, and we are approving applications until 8.30pm every night of the week.
Unsecured Personal Loans
An unsecured personal loan is a loan where we don’t require a charge over any of your personal assets as collateral for a loan.
A Quickcash unsecured personal loan is on the same terms as our small amount and cash advance loan products meaning, the repayments are aligned with the date the borrower is paid. This type of lending has experienced massive growth because of its speed and convenience. The entire process is online with no paperwork and you can have your money in less than an hour.
Unsecured personal loans are great for home renovations, going on holidays or paying off outstanding debts. They are often used as an alternative to credit cards because there is a fixed repayment schedule, so you know when your loan will be fully repaid.