A SHORT TERM LOAN OPTION
Short term loans are always a short term option. If you do not fully repay your loan as agreed then your lender might add fees and charges to your loan as a result will make it more expensive. The lender may also report you to the credit reference agencies, hence if you fail to meet your repayments, your credit rating might be adversely affected.
IMPLICATIONS OF NON-PAYMENT
If you are unable to pay on time, each lender has their own policies with regards to fees and interest, outstanding debts are collected. Some lenders may pursue you by legal means in the event of repeated non-payment. Most will contact you via phone or letter in order to rearrange payment. A non-payment may result in charges and/or raised interest and may affect your credit score. Please read the charges section of the lenders website before finalising your loan.
COLLECTION PRACTICES
Most lenders will contact you by phone, letter and/or email in order to rearrange payment. Non-payment may result in charges and/or raised interest and may affect your credit score. Continued non-payment may result in your debt being passed to a collection agency, which would add further charges.
LATE PAYMENT
Should you feel that you will be unable to make your agreed repayment on the specified date it is essential that you contact the lender in advance. The lender may offer to extend or renew your loan, please be aware that this will result in additional interest being charged. Lenders ount of the charge will differ by lender so please ensure that you read the terms and conditions before entering into any loan agreement. Late repayments can also have a negative impact on your credit file.
is Not a lender or payday loans direct lender- we are a fully approved licensed broker working with the leading direct lenders to help you find the short-term loan you need.
Cashpanda UK is a Totally FREE SERVICE! We will NEVER ask you for any payments, your credit card details, a direct debit etc.
is a registered trading name of Veiran Limited. Authorised and regulated by the Financial Conduct Authority under registration number: 759315. Registered in England and Wales company number 10347658. Registered office: 64 New Cavendish St., London W1G 8TB, UK. complies with the Data Protection Act and is registered with the Information Commissioners Office under the reference: ZA204128.
is not a lender or a payday loans direct lender and do not provide loans or credit to consumers but is a fully FCA regulated and authorised credit broker which introduces borrowers and lenders for the purposes of entering into short-term unsecured loan agreements. works with carefully selected credit and solution providers.
never charges customers a fee for our services, but it receives a commission from lenders or other brokers following successful introductions originating through this website.
Most loans under ?1000 can be paid into your bank account between ten minutes to one hour. However not all of our lenders offer this service and some lenders may not pay directly to your bank account. This is subject to various banks procedures and policies as well as to lenders requirements.
Auto Decisioning allows lenders to make a decision on your loan application without the need for human interaction, for more information please contact your lender or see their privacy policy.
Representative 49.9% ount of credit: ?750 for 12 months at ? per month. Total amount repayable is ?. Interest charged is ?, interest rate 49.9% pa (variable).
Rates from 11.8% APR to Maximum 1575% APR – your Free No obligation quote and APR will be based on your personal circumstances and Finance is subject to availability and status. Authorised and regulated by the Financial Conduct Authority. Loans term from 3 to 36 months.